People late paying their mobile phone bills or who forget to settle even a minor credit card payment are being blacklisted for credit cards and loans as lenders take a hardline approach to protect themselves from bad debts.
Lenders are securing access to ever more personal data when deciding whether to offer credit cards and loans, and lapses that would have had little effect on a credit rating a year ago are being used to deny credit.
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Wednesday, February 27, 2008
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