MELVILLE, N.Y. - Bob Friedrich always pays his bills on time ... well, almost always.
Three years ago, he sent in his monthly mortgage payment as usual, but it got lost in the mail. He thought the problem was history after he paid the overdue balance the next month. But when he got his credit report last month, he found the single late payment with a note that it was negatively affecting his credit score. Friedrich, 53, an accountant who lives in Glen Oaks, wasn't happy, even though his score was still an impressive 790 out of 850.
"I think it was improper," said Friedrich, who contested the blemish and hopes it won't appear on future reports, which he checks yearly. "It was a single late payment that wasn't my fault. It was the post office's fault."
Friedrich, however, probably won't have to worry about the late payment affecting his score when he pulls his credit report this coming December.
Read More.
Showing posts with label credit report. Show all posts
Showing posts with label credit report. Show all posts
Saturday, February 9, 2008
Friday, February 8, 2008
Freezing Your Credit Report
Eyewitness News Everywhere uncovers a way to protect you from identity theft!
Finding out you have been a victim can leave you feeling helpless. The problem is so widespread now, that the state of Tennessee has taken action.
There is a new law on the books you might not know about that could be your best defense, permanently freezing your credit report.
In the past, people have been able to temporarily freeze their credit for a few months at a time, after becoming an identity theft victim. But now, a new law allows you to be proactive to protect your finances.
Denise Mustiful-Martin, a doctor from Collierville, has been the victim of identity theft twice.
"I was angry, betrayed. You get kind of cynical and you want retribution."
Both times, someone in her office did the dirty work, stealing thousands of dollars. In one case, the officer worker took the routing and account number from her business checks and ordered new ones, then started cashing them.
Read More
Finding out you have been a victim can leave you feeling helpless. The problem is so widespread now, that the state of Tennessee has taken action.
There is a new law on the books you might not know about that could be your best defense, permanently freezing your credit report.
In the past, people have been able to temporarily freeze their credit for a few months at a time, after becoming an identity theft victim. But now, a new law allows you to be proactive to protect your finances.
Denise Mustiful-Martin, a doctor from Collierville, has been the victim of identity theft twice.
"I was angry, betrayed. You get kind of cynical and you want retribution."
Both times, someone in her office did the dirty work, stealing thousands of dollars. In one case, the officer worker took the routing and account number from her business checks and ordered new ones, then started cashing them.
Read More
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