(ARA) - There are a lot of numbers that are important in life, but none quite as influential as your credit score. Having a high credit rating can give you better interest rates on credit cards, car loans and even your mortgage. On the opposite side, a poor credit rating can make many aspects of living difficult. It's important to check your credit score to learn where you stand.By viewing your credit activity on a regular basis you can manage any detrimental items that need to be removed or fixed. These actions will create a better rating under your name and benefit you throughout your life. The easiest and fastest way to do this is by going online.GoFreeCredit.com is an easy way to check your credit from all three major credit bureaus. You can try this service free for 30 days to monitor any activity and make changes in your life so that your score increases.
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Showing posts with label credit score. Show all posts
Showing posts with label credit score. Show all posts
Monday, February 11, 2008
Saturday, February 9, 2008
Popular credit rating system to change
MELVILLE, N.Y. - Bob Friedrich always pays his bills on time ... well, almost always.
Three years ago, he sent in his monthly mortgage payment as usual, but it got lost in the mail. He thought the problem was history after he paid the overdue balance the next month. But when he got his credit report last month, he found the single late payment with a note that it was negatively affecting his credit score. Friedrich, 53, an accountant who lives in Glen Oaks, wasn't happy, even though his score was still an impressive 790 out of 850.
"I think it was improper," said Friedrich, who contested the blemish and hopes it won't appear on future reports, which he checks yearly. "It was a single late payment that wasn't my fault. It was the post office's fault."
Friedrich, however, probably won't have to worry about the late payment affecting his score when he pulls his credit report this coming December.
Read More.
Three years ago, he sent in his monthly mortgage payment as usual, but it got lost in the mail. He thought the problem was history after he paid the overdue balance the next month. But when he got his credit report last month, he found the single late payment with a note that it was negatively affecting his credit score. Friedrich, 53, an accountant who lives in Glen Oaks, wasn't happy, even though his score was still an impressive 790 out of 850.
"I think it was improper," said Friedrich, who contested the blemish and hopes it won't appear on future reports, which he checks yearly. "It was a single late payment that wasn't my fault. It was the post office's fault."
Friedrich, however, probably won't have to worry about the late payment affecting his score when he pulls his credit report this coming December.
Read More.
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